Group health
Look after your people, simply.
Top-up health cover for your staff and their families, a discount that grows with headcount and an online space for enrolments.
- Also as takaful
- Quote online, sign at a branch
Compare the plans
Three plans. One question: what do you want to protect?
Every price is worked out by our engine for the same reference profile, taxes and fees included.
| Cover | EssentialHospital and everyday care for every employee. | RecommendedComfortDental and optical — what your people actually use. | PremiumThe benefit that keeps your best people. |
|---|---|---|---|
| Hospital stays | Included | Included | Included |
| Doctor visits | Included | Included | Included |
| Prescriptions | Included | Included | Included |
| Tests and scans | Included | Included | Included |
| Dental | Optional | Included | Included |
| Optical | Optional | Included | Included |
| Maternity | Not covered | Optional | Included |
| Yearly price incl. taxes | 527 180DZD | 859 734DZD | 1 340 093DZD |
| Takaful contribution | 527 180DZD | 859 734DZD | 1 340 093DZD |
| Choose Essential | Choose Comfort | Choose Premium |
Reference profile · 25 employees with an average age of 36 and 30 dependants, in Algiers.
As takaful the contribution is the same; on the recommended plan, DZD 144 386 (20%) pays for running the fund and the rest belongs to the participants.
Made-up prices worked out by Hima’s demonstration engine: no real offer, nothing is charged.
Try it
Your headcount, your price, live.
The price per employee falls in steps as headcount grows: drag the slider.
Who it is for
- Companies with 10 to 50 staff
- Companies with more than 50 staff
- Private institutions and associations
- Groups with sites around the country
The cover
What each cover pays for, in plain words.
Hospital stays
Room, theatre and doctors’ fees in a private clinic, on top of what CNAS pays.
Doctor visits
GPs and specialists, in a practice or a clinic.
Prescriptions
What you still pay on prescribed medicines.
Tests and scans
Blood tests, X-rays, ultrasound and CT scans.
Dental
Treatment, crowns and braces, within a yearly limit.
- Limit
- DZD 120 000
Optical
Lenses and frames, one pair a year per person.
- Limit
- DZD 30 000
Maternity
Pregnancy check-ups and a clinic birth.
- Limit
- DZD 150 000
What the law says
A benefit on top of social security
Group top-up health cover is not compulsory: it comes on top of the social security the employer registers its staff with.
A collective agreement or a company agreement may provide for it, in which case every employee in the category concerned is entitled to it.
Employees’ health data is never passed to the employer: it sees enrolments and contributions, not reimbursements.
A general summary: it replaces neither the law itself nor the terms of your contract.
Questions
Your questions, answered.
From how many employees?
From ten. The price per person falls in steps as headcount rises.
Can families be covered?
Yes, spouses and dependent children, as dependants, at a lower contribution than the employee’s.
How do I add a new employee?
From your business account: cover starts on the day you declare them, with no medical questionnaire.
Is there a takaful version?
Yes, group health is available as takaful: contributions go into a participants’ fund, and part of any surplus is shared back.
What happens when an employee leaves?
Their cover ends on the day they leave, and the contribution is adjusted at the next call.
Your quote
A quote for your team.
Headcount, average age and dependants: the price is worked out online, and a business adviser finalises it with you.
Get my quote