Vehicle fleet
Your whole fleet. One contract.
Vans, cars or trucks: one plan for all of them, a certificate per vehicle, and a discount that grows with the fleet.
- Compulsory cover included
- Quote online, sign at a branch
Compare the plans
Three plans. One question: what do you want to protect?
Every price is worked out by our engine for the same reference profile, taxes and fees included.
| Cover | Third partyMandatory liability on every vehicle. | RecommendedThird party plusTheft, fire, glass and breakdown cover across the fleet. | ComprehensiveDamage to your own vehicles, even when you are at fault. |
|---|---|---|---|
| Third-party liabilityCompulsory | Included | Included | Included |
| Legal defence and recovery | Included | Included | Included |
| Theft | Not covered | Included | Included |
| Fire | Not covered | Included | Included |
| Glass breakage | Not covered | Included | Included |
| Roadside assistance from 0 km | Optional | Included | Included |
| Accidental damage | Not covered | Not covered | Included |
| Driver personal accident | Optional | Optional | Optional |
| Yearly price incl. taxes | 119 231DZD | 346 851DZD | 1 046 952DZD |
| Choose Third party | Choose Third party plus | Choose Comprehensive |
Reference profile · 8 vehicles (vans) worth DZD 2 800 000 on average, based in Algiers, with 2 claims over the last three years.
Made-up prices worked out by Hima’s demonstration engine: no real offer, nothing is charged.
Try it
Add vehicles and watch the discount work.
The price per vehicle falls in steps as the fleet grows: drag the slider.
Who it is for
- SMEs and their delivery vans
- Transport and logistics
- Sales networks and field teams
- Service and rental companies
The cover
What each cover pays for, in plain words.
Third-party liability
CompulsoryInjury and damage your vehicle causes to other people. Required by law in Algeria.
Legal defence and recovery
We defend you and claim your losses back from the party at fault.
Theft
Theft or attempted theft of the vehicle, and the damage left behind.
- Excess
- 10% of the loss, at least DZD 20 000
Fire
Fire, explosion and lightning, whether you are driving or parked.
- Excess
- DZD 10 000
Glass breakage
Windscreen, rear window and side windows, repaired or replaced.
- Excess
- DZD 2 000
Roadside assistance from 0 km
Breakdown repair and towing from your own doorstep, day and night, anywhere in Algeria.
Accidental damage
Damage to your own car, even when you are at fault or nobody else is identified.
- Excess
- 5% of the loss, at least DZD 15 000
Driver personal accident
A lump sum for you, the driver, after a serious injury or death.
- Limit
- DZD 2 000 000
What the law says
Every vehicle must be insured
Motor third-party liability is compulsory for every vehicle on the road, whether it belongs to a person or a company. The fleet contract carries it for all your vehicles, with a certificate per registration.
A vehicle bought during the year is covered from the day it is declared; a vehicle sold leaves the contract and the premium is adjusted pro rata.
Your staff are covered at the wheel as long as the company authorises them to drive and they hold the right licence.
A general summary: it replaces neither the law itself nor the terms of your contract.
Questions
Your questions, answered.
From how many vehicles?
From five. Below that, each vehicle is insured with ordinary car insurance.
How is the fleet discount worked out?
It depends on the number of vehicles, in steps, and on the claims record of the last three years.
Can I mix vans and cars?
Yes, mixed fleets are catered for: one plan for all, and the price reflects each category.
How do I keep track of claims across the fleet?
In your business account: every vehicle, every claim, every certificate, and an export for your accounts.
Do drivers have to be named?
No: any authorised employee holding the right licence may drive. You can restrict driving to a list if you prefer.
Your quote
A quote for your whole fleet.
Number of vehicles, category, claims record: the price is worked out online, and a business adviser finalises it with you.
Get my quote