Travel insurance
Travel light, with your certificate in your pocket.
Schengen visa, studies, holidays or Omra: pick the destination, the dates and who is travelling — your certificate is ready in minutes.
- Meets Schengen visa rules
- Also as takaful
- Buy entirely online
Compare the plans
Three plans. One question: what do you want to protect?
Every price is worked out by our engine for the same reference profile, taxes and fees included.
| Cover | EssentialSchengen visa compliant: €30,000 of medical cover and repatriation. | RecommendedComfortMore room on medical cover, and your bags covered too. | Premium€150,000, cancellation and sports — nothing holds you back. |
|---|---|---|---|
| Medical expenses — €30,000 | Included | Not covered | Not covered |
| Medical expenses — €50,000 | Not covered | Included | Not covered |
| Medical expenses — €150,000 | Not covered | Not covered | Included |
| Repatriation | Included | Included | Included |
| Personal liability abroad | Included | Included | Included |
| Baggage | Optional | Included | Included |
| Flight delay | Not covered | Included | Included |
| Trip cancellation | Optional | Optional | Included |
| Sports and activities | Not covered | Optional | Included |
| Yearly price incl. taxes | 3 045DZD | 4 440DZD | 7 656DZD |
| Takaful contribution | 3 045DZD | 4 440DZD | 7 656DZD |
| Choose Essential | Choose Comfort | Choose Premium |
Reference profile · One traveller aged 30, a 15-day stay, destination: France, visa application.
As takaful the contribution is the same; on the recommended plan, DZD 891 (25%) pays for running the fund and the rest belongs to the participants.
Made-up prices worked out by Hima’s demonstration engine: no real offer, nothing is charged.
Where are you going?
Spin the globe, choose your destination.
Schengen countries are blue, countries that need a visa yellow. Pick a destination, the length of stay and the travellers: the price and the visa check update at once.
Drag the globe to turn it; tap a dot to choose it.
- Schengen area
- Visa needed
- No visa
France
- Cover zone
- Schengen area
- Schengen area
- Yes
- Minimum medical cover
- €30 000 required for the visa
Schengen visa required: travel insurance is part of the application.
Indicative only: always check with the consulate before you travel.
Schengen visa check — Meets Schengen requirements
- Medical expenses covered to at least €30,000 — Yes
- Repatriation included — Yes
- Valid in every Schengen state — Yes
- Covers the whole stay — Yes
- No excess on medical expenses — Yes
The cover
What each cover pays for, in plain words.
Medical expenses — €30,000
Hospital, treatment and medicines abroad, up to €30,000 — the minimum a Schengen visa requires.
- Limit
- €30 000
Medical expenses — €50,000
Hospital, treatment and medicines abroad, up to €50,000.
- Limit
- €50 000
Medical expenses — €150,000
Hospital, treatment and medicines abroad, up to €150,000 — North America included.
- Limit
- €150 000
Repatriation
A medically escorted journey back to Algeria, and a companion’s, with no ceiling.
Personal liability abroad
Damage you cause to other people while you are away.
- Limit
- €25 000
Baggage
Bags lost, stolen or damaged in transit.
- Limit
- €1 000
- Excess
- DZD 3 000
Flight delay
A fixed payment once a flight is more than 6 hours late.
- Limit
- €200
Trip cancellation
Tickets and bookings refunded if illness, a death in the family or a visa refusal stops you travelling.
- Limit
- €3 000
Sports and activities
Skiing, diving and trekking covered like the rest of the trip.
What the law says
What a Schengen consulate asks for
No law requires travel insurance to leave Algeria. But a Schengen visa application requires medical travel insurance covering at least €30,000 of medical expenses and repatriation, valid in every Schengen state for the whole stay.
Each consulate words its requirements its own way and may add to them: always check the list of the consulate handling your file. Every Hima plan meets the Schengen minimum, and the certificate shows your dates and your zone.
Elsewhere, insurance is still strongly advised: abroad, a hospital stay is often paid for before treatment.
A general summary: it replaces neither the law itself nor the terms of your contract.
Questions
Your questions, answered.
Will a consulate accept the certificate?
It shows the medical limit, repatriation, the zone and the dates — the points a Schengen consulate checks. In this demonstration, no document has any real value.
What if my visa is refused?
With cancellation cover, and on showing the refusal, the premium is refunded before departure, less the handling fee.
Do children pay the same as adults?
Each traveller is priced by age. From three travellers, the family plan takes 15% off the total.
My stay is longer than three months — is that possible?
Yes, up to 180 days per certificate, especially for studies. Beyond that, a yearly student contract is arranged at a branch.
Am I covered for Omra?
Yes. Omra is priced in the Worldwide zone, since Saudi Arabia is outside the Maghreb and Europe zones. Medical costs and repatriation are in every plan.
What if I need hospital treatment abroad?
Call the assistance line before any large expense: it directs you to a facility and pays the bill directly where it can. Keep every invoice for the rest.
Your quote
Your certificate in minutes.
Destination, dates and travellers: the price and the Schengen check appear before you pay.
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