About
Insurance that answers, online and at the counter.
Hima started from a simple idea: an Algerian policyholder should get a price in a minute, a certificate straight away and an assessor without chasing anyone.
Hima Assurances is a fictional company, made up by Algeria Agency for this demonstration. Its story, its figures and its branches exist nowhere but on these pages.
In figures
What the demonstration is running today.
- 15branches
- 11wilayas with a counter
- 2 643policies in force
- 2 500customers, people and businesses
Worked out live from the demonstration data, generated afresh every day.
Our story
The counter and the screen, not one against the other.
For a long time, getting insured meant travelling, waiting and coming back with a photocopy. Hima was designed the other way round: whatever can be done online is done online, and whatever needs a conversation happens face to face, with an adviser who already has your file in front of them.
The quote asks one question per screen and prices as you answer. The certificate carries a QR code anyone can check. A claim is followed step by step, like a parcel, from the accident report to the bank transfer.
Behind the screen, the same data serves the agent, the assessor, the claims handler and management. That is what keeps a simple promise: nobody has to tell their story twice.
Our name
Al-ḥimā, the ground a community keeps safe together.
In Arabic, al-ḥimā is a protected place: a pasture or a spring the community shelters so that everyone can live from it.
That is exactly what insurance is — protection shared — and it is also the idea at the heart of takaful, which Hima offers alongside its conventional policies.
What guides us
Four commitments you can check.
A clear price
Every guarantee has its amount and every tax its line. No charges discovered after signing.
A quick answer
A certificate within the minute, an assessor appointed within 48 working hours of a claim.
Your choice of channel
Online, at a branch or with Amane, our assistant: start where you like, finish where you like.
A file you can follow
Every stage of a claim is dated and visible. You always know who has your file.
See Hima at work.
The simplest way to judge an insurer is to try its quote.