The questions we are asked, with straight answers

Searching and viewings, a written offer, the preliminary contract signed before a notary with a deposit, financing where needed, then the final deed signed before the notary, registered and published. Allow two to four months between the accepted offer and the deed.

Notary and registration costs (a few percent of the price, indicative in our simulator) and the agency fee paid by the buyer. With a loan, add the bank’s arrangement fee and insurance.

Ask for a copy of the deed or the land book at the first serious viewing. Check that the seller is the registered owner, that the deed is published and that no mortgage is registered. We do this check before anything goes online.

Yes, to an extent that depends on the local market and the property’s condition. A reasoned offer — works to plan for, comparable sales — stands a better chance than a cut on principle. Your agent passes on every offer in writing.

Our online valuation compares your property with the sales signed around it and shows you those sales. For an opinion of value our agency stands behind, an agent visits the property and checks the title.

An exclusive mandate gives one agency the sale for a set period: one price on the market, full production and close follow-up. An open mandate leaves you free to work with several agencies — at the risk of seeing your property shown at different prices.

The title deed, your identity document and, depending on the case, the building’s co-ownership rules, the latest property-tax notices and any plans you have. We give you the exact list for your property’s status.

In our branches, a few weeks to a few months depending on the neighbourhood, the type of property and above all the price. A property listed above its value stays online longer and often ends up selling for less.

Many landlords ask for several months up front — three, six, sometimes twelve — on top of the deposit. Every listing states what the landlord asks; we favour monthly or quarterly rent when the landlord agrees.

An identity document, proof of income or an employment certificate, and sometimes a guarantor. In the demonstration these are specimens chosen from a list: no real document is uploaded.

The tenant handles minor upkeep; major repairs and normal wear fall to the owner. In the properties we manage, a repair request is followed in the tenant’s space.

So you no longer collect, chase, repair and keep the accounts yourself. We issue receipts, review the rent, send in tradespeople and send you a statement every month.

Sale off plan (vente en l’état futur d’achèvement): you buy a home from the plans and pay for it as it is built, through funds calls tied to construction steps. Ownership of the land and the works passes to you as they are completed.

A share of the price is called at reservation, then at each validated step — foundations, structure, weathertight shell, finishing, handover — under the schedule you chose. Each call comes with photographs of the step.

The contract sets a handover date and what follows a delay. Funds calls follow only the steps actually validated: until a step is reached, nothing is called.

Yes, up to a deadline set by the residence: tiles, kitchen, bathroom, from the options offered. Choices are made online from the client space and confirmed in writing.

Banks generally ask for a minimum deposit, often 10 to 20% of the price depending on the institution, on top of costs. Our simulator shows each demonstration bank’s minimum.

The monthly payment must stay under a share of your net income — around 30 to 35% depending on the bank —, the term is capped, and the loan must end before an age limit. The simulator computes the highest price under all three constraints.

A conventional loan is a loan with interest. Murabaha is a purchase and resale at a margin fixed at signature; ijara is a lease ending in ownership. The simulator compares all three side by side.

No: it is an agreement in principle based on what you declared. The final offer follows a review of your documents and, for an older property, a survey.

Yes. Viewings happen on video, documents are exchanged online, and you can sign in person during a stay or through a representative holding a power of attorney.

It is signed before a notary in Algeria or at the consulate you depend on abroad. It must name the property and the acts allowed precisely; your notary will tell you the wording expected.

From the client space: site progress photo by photo, the schedule, funds calls, payments, finish choices and messages with the project manager.

Summer is when people come home, so it is when viewings and handovers peak: book ahead. Our agents offer video slots early in the morning or late in the day for European and North American time zones.