DemonstrationVoyages Ziban is a fictional company. No ticket is sold, no card is charged, and no bank is involved — the gateway is a simulation. Built by Algeria Agency.

Voyages ZibanCoach services — Biskra
Book

The South, on time.

Three lines out of Biskra. Numbered seats, payment by CIB or Edahabia card — or at the counter, as before.

See the lines

Line of the day

Biskra → Algiers

Journey
7:30
Departures
06:30 · 14:00 · 22:00

The long haul, overnight or at first light. Arrives at Caroubier.

1 500 DA/ seat

3lines48seats7departures / day

Our lines

Three departures, one coach station.

The times are the ones on the board at the counter. A seat booked online is the same seat as one bought at the desk — it is held while the payment runs, and given back if the payment fails.

On board

What is included, and what does not change.

A coach company sells a seat at a stated hour. The rest fits in three sentences, and they are written once, here.

  • Numbered seats

    You choose your seat when you book, and that is the one waiting for you. No seat is ever sold twice.

  • Hold baggage

    One bag in the hold and one in the cabin are included in the fare shown. Nothing is added when you board.

  • The counter stays open

    The coach station sells the same seats at the same times. The site is a way to buy, not the only one — and that is a commitment rather than a transition.

Book

Choose your seat.

The traveller’s name is already filled in: this is a demonstration, there is nothing to type. Pick the line and the seat, then pay — what happens next is the interesting part.

Coach, 2 × 2 — 48 seats

  • free
  • sold
  • your seat

Your booking

RouteBiskra → Algiers
Departure06:30
Journey7:30
Seat12Ayour seat
PassengerA. Benyahia
To pay1 500 DA

The seat stays held while the payment runs, and is given back if it fails.

The coach station sells the same seats at the same times. The site is a way to buy, not the only one — and that is a commitment rather than a transition.

Second act

The bank file

The longer half is not technical. The bank reviews a file, with its documents and its checks — and what it checks is knowable in advance.

What the bank looks at

Toggle a line to see what it costs the file. The company starts with two problems, like most businesses.

State of the file

As it stands, the file does not go

A document or a consistency is missing. These are corrections to make before it is filed, not after.

The stages, and whose they are

  1. Eligibility checkUs
  2. Assembling the fileYou
  3. Filing with the bankUs
  4. The bank’s reviewThe bank
  5. Integration and acceptance testingAlongside the fileUs
  6. Going liveThe bank

The technical part happens during the wait, on the test environment. That is why it is short and why the whole thing is long.

This delay is not ours

We will not give you a date for this stage, nor a range, nor an average. It depends on the bank and on the quality of the file that was submitted. A supplier who announces you a timetable here is announcing a timetable they do not keep.

Third act

The end of the day

Three totals, and they are never equal. Four differences are normal and can be read; the rest are defects, and you have just caused them yourself.

The shop

What the site recorded.

Orders
0
Tickets issued
0
Refused
0
Abandoned
0

The gateway

What the bank authorised.

Authorisations
0

0 DA

The bank

What arrived in the account.

Settlements received
1
Authorisations not yet settled
0

4 027 DA

4 800 DA700 DA73 DA

What explains the difference

  • The settlement has not arrived yetNormal

    The money from a card sale is not in the account on the day of the sale. The delay is contractual and it varies; ask for it before signing, then check what you actually observe on your own statements.

  • The commission was deductedNormal

    Deducted from the settlement, not invoiced separately. This is the amount actually withheld on this batch; what it represents elsewhere is a contract term we do not publish.

    73 DA

  • A refund was deductedNormal

    A cancellation from two days ago, returned to the original means of payment and taken off this batch.

    700 DA

  • The settlement covers several daysNormal

    One line for two days. It is what makes a merchant say a settlement is missing, before they learn to read their statement.

What there is to give back

Nothing to give back for now.

  • Nothing is triggered here. A refund cannot be taken back, and it is the act most regretted an hour later; it goes through your bank’s procedure, with a human hand on it.
  • To the original means of payment Never in cash. Refunding any other way leaves two traces that do not answer each other.
  • The commission taken on the sale does not necessarily come back with the refund.
  • The delay belongs to the bank. “Within seven working days” met in three is a pleasant surprise; “immediately” met in five is a dispute in preparation.

The line on the customer’s statement

This is what your customer will read on their statement, weeks later, trying to remember what it was. The most profitable single setting on this whole page, and it is set once.

Characters left: 12

On the statement, they will read

VZ*BSK3391

Unreadable. A line nobody recognises is the leading cause of a dispute — and a dispute is a procedure between two banks in which you are the supplier of documents rather than a party.

This page will not give you a rate

No failure rate, no dispute rate, no settlement delay. Those figures exist and are measured precisely, by people who do not publish them; ours would cover too few businesses to mean anything; and laying a foreign figure on an Algerian page gives an exact number and a false conclusion. What you see here is a count of what you have just caused, and nothing else.

What we would not say

Not every travel business needs this.

A coach company sells a fixed timetable, a fixed fare and a seating plan: online booking belongs here. An agency that assembles trips, Omra files or bespoke quotations has none of that product, and we have written elsewhere that a booking engine costs it a great deal to solve a problem it does not have.

We promise no banking deadline, we publish no failure rate, and we do not claim the card will increase your sales. On many Algerian catalogues it reassures without replacing cash on delivery.

Voyages Ziban

A demonstration built by Algeria Agency to show what a payment integration becomes when it is judged on its failures.

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